Comprehensive Financial Planning
We know you have questions.
We’re here to help you find the answers.
Our Goal: Help You Meet Yours, At Every Step in Your Financial Journey
Strategic planning — starting here and now — can help you meet the goals you have set for tomorrow, and help you make the most of everything you’re working so hard for today.
What are your needs? What is your investing experience? What are your goals? In what phase of life (and your financial journey) are you?
The Accumulation Phase
This is your wealth-building (accumulation) and working phase, and it’s a key time for us to develop strategies you can use to navigate the following benefits, and more, at your company:
- Stock participation plan
Deferred compensation plans
Risk Management (Life, Disability, Long Term Care, etc.)
Family Risk Planning through Estate Guidance
The Transitional Phase
You’re not retired yet, but retirement will be here before you know it. During this phase, we can advise you as you seek to make some important decisions that will have a significant impact on your financial future.
The Decumulation/Legacy Phase
After a successful and fulfilling transition from business, it’s time to think about decumulating your portfolio and determine plans for leaving assets to children or to charity. We can help you with the following:
- Withdrawal strategies
Social Security analysis
Pre-65 medical insurance and Medicare planning
Longevity risk planning
NUA (net unrealized appreciation) strategies
Charitable and legacy planning
Estate transfer planning
Our holistic approach to the financial planning process is how we ensure we get all your questions answered and keep the focus on you at every phase in your financial journey.
When Is the Right Time to Hire a Wealth Advisor?
When you were early in your career and retirement was decades away, “wealth management” may not have been something you thought much about. At that time, you may have been more focused on accelerating your career path and making sure you were making the max contribution to your 401k, along with building a comfortable nest egg.
But as you get closer to retirement — within a decade or so — managing your finances and your assets increases in complexity.
That’s where a wealth manager comes in.
Let’s get started: