Registered Investment Advisor

What does RIA stand for? You.

We are an RIA, Registered Investment Advisor. In other words, we are completely independent and not tied to any broker-dealer incentives, sales quotas, or proprietary products.

Most of our services are offered on a fee-based structure, which means that when you succeed, we succeed. Because of this, we strive to always do right by our client and give you the best options available.

RIA Promises: Tailored advice based on your goals.

We are an independent registered investment advisory firm. We work for you, making your goals our goals. By not being tethered to any outside influences, we can offer advice and recommendations that suit your specific needs.

RIA Promises: You know what you’re paying for.

Our fee structure is transparent and easy to understand. By utilizing a percentage-based fee model, your goals and our goals are aligned. When you do well, we do well.

RIA Promises: Advice for your complex needs.

In addition to our advice being tailored to your specific goals, we can also meet your topical and complex planning needs. Our experienced planning team can offer guidance on a multitude of financial issues ranging from investment strategy, proper risk allocation, debt minimization, tax-strategy, accumulation strategy, legacy and estate planning, small business planning, cash flow management, longevity, legislation change, etc.

RIA Promises: A different kind of relationship.

We want to know you, not just your finances. In order to have a strong relationship, the trust factor needs to be high. The only way to build that trust is to encourage communication and see you on a routine basis. We preschedule our clients’ meetings to ensure this goal is met.

RIA Promises: You know where your money is held.

We do not take title to your assets. Instead, we utilize reputable and well-known custodians in the industry; Schwab, Fidelity, and TD Ameritrade. Our clients have full access to their accounts, but because of the trust factor mentioned above, give us discretionary privileges over their portfolio.

"I’ve been with Cean and the crew at Ironwood Financial for quite a few years and am now retired. Without them, I don’t know how I could have handled my investments and financial decisions. Their attention to detail, communication, and great advice is a godsend. Also, their webinars are very informative and up-to-date, even though a bit of it is over my head. They are absolutely top-notch! Cheers."

Jonn

Ironwood Client*

"My wife and I began with Ironwood WM approximately 17 years ago, since that time our portfolio has grown and been invested to our advantage. The staff at Ironwood is very knowledgeable and keep the clients informed on their investments and what to expect in the future. They meet with their clients regularly and also provide a Webinar quarterly for insight into the market and the investment strategy. Excellent firm and very knowledgeable advisors and staff. "

Don R

Ironwood Client*

"Impressive work by Craig Moore - for many years now - in wealth management - came to Ironwood with a jumble of assets, 401K(s) and more - for consolidation and growth - spouse and I early 60's and still working - Craig has impressed us with attention to detail, probing questions for goal setting, creative options, out of the box thinking, creating and maintaining a short, medium and long term plan - overall we used ~30% of our initial portfolio and yet the overall balance has grown - now once he did caution us about buying a boat - but hey that's his job! The Ironwood Tax department has also done great for us. So if you're tired at trying all this yourself - and realize you're not very good at it - then highly recommend a pro like Craig !"

Mark B

Ironwood Client*

"I'm grateful I chose Ironwood Wealth Management to manage my investments and help me with my estate planning and taxes. Their attention to detail and Indvidual attention I get far exceeds my expectations. I highly recommend them."

Jason D

Ironwood Client*

"I've been working with Cean Rogers at Ironwood Wealth Management since my retirement in 2008. The decision to chose the Ironwood team has proven to be an excellent choice. They created a comprehensive financial plan with an approach based upon our risk comfort and financial requirements. Cean and staff are knowledgeable, helpful, and friendly. Their financial management suggestions and decisions with our portfolio has resulted in a very positive outcome throughout the years allowing us to maintain our present and future security. It's great to work with a team that gives you the opportunity to relax and enjoy retirement."

Galen S

Ironwood Client*

"We were completely clueless when it came to our investments before engaging Rick Wagner at Ironwood Wealth. He sat patiently with us to walk thru our retirement plans. I think our first session was a couple hours of getting to know us, our goals, our level of risk. Then they went to work. We wanted them to manage it all to get us toward our goal. We are almost there and couldn’t get this far without them. We could not do what they did or will do for us. 150% worth it now and for our retirement years! Ten stars!!!"

Felicia S

Ironwood Client*

"My husband and I have been clients of Ironwood Wealth Management (IWM) since 2018. We started working with Rick Wagner as our financial advisor with Craig Moore as the backup. I really like the idea of having the backup person so if Rick is unavailable the other person can step in. Rick is a man we truly trust to manage our portfolio. He always explains to us what is going on. He looks out for the client. Also, the staff of IWM is very helpful, courtesy and show that they care. I would recommend IWM to everyone."

Kathy & Tom

Ironwood Client*

*This statement was provided by a current client in response to a request by Ironwood Wealth Management for feedback. No cash or non-cash compensation was provided in exchange for the statement. Aside from our client-advisor relationship, we don’t believe that there are any material conflicts of interest arising from our relationship. Results may not be typical of all investors.

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