atmtemplate

If you’re looking for a long-term investment strategy (or long-term shareholders for your company), it’s time to add a dividend reinvestment plan to your financial planning efforts. What is a Dividend Reinvestment Plan? To understand a Dividend Reinvestment Plan (DRIP), you need to understand dividend reinvestments. First, an investor buys into a stock that pays dividends (a profit-sharing payment usually delivered to the investor once per quarter). Dividend reinvestment, then, happens when an investor uses the payment to reinvest in the same company, rather than taking the dividend payout and spending it, saving it, or using it to invest Read More

Are you doing all you can to protect your finances during these unprecedented times? Start with our checklist to safeguard your accounts and information. Following the Russian invasion of Ukraine last month, government agencies, banks and others in the financial services industry have been on high alert to the possibility of Russian cyberattacks. Some experts have said that the United States’ sanctions on Russia could provoke an attack here, and that it could impact banking systems, critical infrastructure (like the power grid), and more. While we’re not a cybersecurity firm and can’t speak to the ins and outs of Read More

Considering hiring a financial advisor? Improve your chances of selecting the right one for you by avoiding these top mistakes. The wealth advisor you hire plays a major role in whether or not you succeed in reaching your financial goals. No pressure, right? Here are seven common mistakes people make, along with what you can do to get the information you need to make the best decision. #1 Not checking their credentials Did you know that almost anyone can hang a sign that says they’re a financial planner? When looking for a financial advisor, you want to make sure Read More

Social Security benefits are available to spouses who wouldn’t otherwise be eligible for benefits based on a lack of work history. Even for spouses who do have an earnings record, the spousal benefit may be greater than what they qualify for on their own. Find out if this applies to you or your spouse, and how you can claim spousal benefits. First things first: Are you eligible to receive spousal benefits? The three questions to ask yourself to confirm your eligibility are: 1) Have you been married for at least one year? The answer must be yes to qualify. Read More