Blog
Should You Use a Roth IRA Conversion Ladder to Fund Early Retirement?
If you’ve dreamt about early retirement, then you may have heard of a Roth IRA conversion ladder as one way to provide income. But what does this entail and how do you know whether it’s right for you? If your retirement plans include retiring early, and you want to Read More
Top Roth Conversion Strategies
We recently covered a Roth IRA conversion ladder as one potential strategy for converting 401(k) or traditional IRAs to a Roth IRA. But there are some other key strategies that are good for high-income earners to know. First, why (and why not) a Roth IRA? There are quite a Read More
What is Longevity Risk and How Does It Impact Your Retirement?
Will you outlive your retirement savings? That’s the big question posed by longevity risk. Here’s what you need to know about this risk and how it could affect you financially. For retirees, there is a real risk that you will live longer than expected and deplete the funds you’ve Read More
What You Need to Know About Taxes in Retirement
Unlike your commute or those conference calls, income taxes don’t go away once you hit retirement. In fact, income taxes can be your single largest expense in your retirement years, which means it’s important to have a sense of what’s coming, so you can plan for it. However, many Read More
Knowing Your Retirement Withdrawal Rate
Calculating how much you can safely spend in retirement means knowing your retirement withdrawal rate. Here we address some common questions about how you can avoid running out of money in retirement. What is the withdrawal rate? This is simply the rate you withdraw each year for living or Read More
Social Security Strategies for Married Couples
Married couples have more options than single people do when it comes to Social Security benefits. That’s because each member of a couple can opt to claim at different ages and may also have access to spousal benefits. To maximize Social Security, you and your spouse need to work Read More