Comprehensive Financial Planning

“This time is different”:  The past 2 weeks have brought hysteria to global stock markets, concerned over the daily spread of the coronavirus.  The advisors at Ironwood want to provide guidance and leadership during times like these; and to remind our clients the importance of remaining disciplined, by avoiding impulsive investment decisions based upon uncertainty and fear.  During challenging periods investors often operate under the mindset that “this time is different” – which is indeed true. Every stock pullback has been triggered by circumstances which were different than the past, yet the long-term results have remained the same: markets power Read More

When Is the Right Time to Hire a Wealth Advisor?  When you were early in your career and retirement was decades away, “wealth management” may not have been something you thought much about. At that time, you may have been more focused on accelerating your career path and making sure you were making the max contribution to your 401k, along with building a comfortable nest egg. But as you get closer to retirement — within a decade or so — managing your finances and your assets increases in complexity. Let’s face it: There are a number of risks in Read More

Top Financial Terms Every Savvy Investor Knows Investing comes with its own lengthy lexicon of words and phrases. If you’re considering working with a financial advisor or wealth manager, or you just want to brush up on your investment vocabulary, get to know these key terms. This list is by no means exhaustive, but contains several terms that you’ll find useful in understanding your investment and financial picture. Alpha A historical measure of portfolio success, alpha is the excess return expected on an investment above and beyond a market index or benchmark. It can be represented as a single number Read More