Comprehensive Financial Planning

Your Road to Financial Security

If recent events have taught us anything, it’s the importance of being financially secure. National and global turmoil in any era can create upheaval in the markets and trouble for businesses, derailing individuals and families who are not financially prepared.  So how does one reach financial security and avoid their financial futures getting thrown out of whack by uncontrollable circumstances? Of course, there are never any complete guarantees — life is full of uncertainties, and finances are part of that — but there are steps everyone can take to achieve financial security.  Financial Security Defined What is financial security? Read More

Your Road to Financial Security2020-10-05T15:18:05-07:00

Does Your Wealth Management Firm Do This? Financial Planning Services You Shouldn’t Compromise On

Are you interested in working with a wealth management firm to help you reach your financial goals? Find out how to identify the right wealth manager match for you. When it comes down to it, the services offered by one financial advisor aren't the same as the services offered by another. Financial advisors and wealth managers come with different certifications, college degrees, qualifications, and even credentials. And the firms they work for are just as diverse.In order to get the most value for your hard-earned buck, it might make sense for you to locate a wealth manager that offers a number Read More

Does Your Wealth Management Firm Do This? Financial Planning Services You Shouldn’t Compromise On2020-10-02T17:43:29-07:00

Investing in the Future: A Financial Plan for Your Children

You’ve already taken the necessary steps to plan for your own future needs, and now you want to make sure your kids or grandkids start off on firm financial footing. Here’s everything you need to know about setting your children up for financial success. First Things First: A Financial Education Here we’ll discuss a few of the choices you have when investing in your child’s future, and we believe that one of the best ways to get started is to have open, regular conversations with your children about money and finances. A financial education is a critical step in Read More

Investing in the Future: A Financial Plan for Your Children2020-08-25T14:44:31-07:00

How to Have the Retirement Lifestyle You Want

It’s likely you’ve thought a lot about how you’ll spend your time during the so-called golden years. Whether your plans include working part-time, more travel, more time with family or friends, or investing in a new hobby, you’ll want to be financially prepared. Here are our top five tips for setting yourself up for a satisfying, fulfilling retirement. #1: Define a clear vision You already know that daydreaming about life in retirement isn’t enough. You’ll want to create a formal, written vision of what you would like your days and years to look like when you’re in retirement age. Read More

How to Have the Retirement Lifestyle You Want2020-07-24T15:55:07-07:00

Personal Financial Planning: Trends to Know Right Now

You’re already well versed in the basics of personal financial planning: Spend less than you earn, and invest and save wisely. Create a plan that sticks to those fundamentals to help you attain your financial goals and you should be set, right?  But sometimes our best laid financial plans don't go according to plan. This is the case for many as they’ve tried to figure out how to navigate the rough financial waters of a global pandemic. Retirement savings have taken a hit, cash flow has been tighter than ever, and many have had to dip into their emergency funds.  Read More

Personal Financial Planning: Trends to Know Right Now2020-06-18T15:40:24-07:00

Legacy Planning: Top 5 Things to Know

You’ve worked hard to build everything you have, and it’s important to you that your wealth is transferred according to your wishes and properly preserved for future generations.  Legacy planning is how you do just that. Here are the top five things you should understand before you get started.  #1: Legacy planning is about more than just who gets what.   Legacy planning is a plan for your estate, dictating how your wealth and assets will be passed on to loved ones after your death. It also considers how these things will be managed, provides a way to communicate those wishes Read More

Legacy Planning: Top 5 Things to Know2020-06-10T20:43:06-07:00

Wealth Manager vs. Financial Advisor: Is There a Difference?

When  you’re looking for the right professional to help you manage your money, you come across quite a few different titles. Because we believe that it’s  important to know what you’re getting when you hire someone to provide guidance on your financial life, we’re here to help you sort out the differences as we see them between two commonly used titles: wealth manager and financial advisor.  It’s important to understand that these terms are subjective and can be used to describe those who serve any variety of functions in the financial planning industries.  First, what defines a financial advisor?  The Read More

Wealth Manager vs. Financial Advisor: Is There a Difference?2020-06-09T17:32:43-07:00

Tips for Tweaking Your Financial Strategy Mid-Year

A financial strategy reboot is recommended from time to time, and right now — with the Coronavirus pandemic throwing everything out of whack — we’ve identified a few smart strategy shifts to help you weather the storm. Here are five things you should consider and discuss with your financial advisor. #1: If you’re in retirement, evaluate cash flow needs for the next 12 to 24 months, and where to source it. In other words, identify specifically which assets in your portfolio would be best to liquidate to provide you with the cash you’ll need. How to know which assets are Read More

Tips for Tweaking Your Financial Strategy Mid-Year2020-06-09T17:32:56-07:00

Health is Wealth: Why Good Health Choices Positively Impact Your Finances

Your financial health has a lot to do with your physical health. Here are five health choices that contribute to financial well-being—now and into retirement. Make healthcare planning part of your retirement plan.  If you’ve been participating in your employer’s health care plan, then you may find healthcare costs go up once you retire. In fact, some research shows that you can expect healthcare spending to double over the first 20 years of retirement.* This is the opposite of expenses like travel, which you’re likely to spend less on the further you get into retirement.  In addition to planning for Read More

Health is Wealth: Why Good Health Choices Positively Impact Your Finances2020-06-09T17:33:17-07:00

FDIC vs. SIPC: What You Need to Know Now About Protecting Your Assets

In the midst of the financial tumult caused by the COVID-19 crisis, you’re probably thinking a lot about whether or not your investments and assets are protected. Here’s what you need to know, for both deposit accounts and brokerage accounts. Two Categories of Risk You already know that when you’re placing your money with any financial institution—whether depositing cash in your bank or purchasing investments—there’s inherent risk. It’s important to be able to distinguish between two high-level types of risk. (Of course, there are a number of other types of risk that come with managing your finances and investing, but we’re Read More

FDIC vs. SIPC: What You Need to Know Now About Protecting Your Assets2020-06-09T17:33:40-07:00
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