Rick Wagner, ChFC®, CFP®

Rick serves as both Director of Advisor Training and Development and Senior Wealth Advisor at Ironwood Wealth Management. In his advisory role, Rick works directly with clients to deliver comprehensive financial planning across a wide range of areas including retirement planning, risk management, estate and tax strategies, charitable giving, business planning, education funding, government benefit optimization, and investment management. As Director of Advisor Training, he also plays a key role in developing Ironwood’s advisory team by mentoring planners and fostering a culture of excellence and client-first service.

With more than thirteen years of experience in financial planning and a background in education, Rick brings a unique combination of financial knowledge and a passion for teaching. His approach is centered around helping individuals and families understand the financial decisions that shape their futures. He believes that financial planning is not just about numbers, but about empowering people to live with confidence and purpose. Raised with a strong foundation in financial responsibility, Rick is driven by the belief that informed planning can create lasting and transformative change for families.

Rick holds a Bachelor of Science degree and has earned the Certified Financial Planner® and Chartered Financial Consultant® designations. He also holds Series 66 and 63 licenses and is a member of the CFP® Board. He has presented to retiree groups, Air Force pilots, high school students, and community organizations, always with the goal of making financial concepts accessible and relevant.

Rick’s professional philosophy is grounded in a holistic and client-centered approach. As a fiduciary, he is committed to acting in the best interests of his clients through transparency, trust, and a deep understanding of what matters most to them. He views financial planning as an ongoing partnership that evolves with life’s changes. Whether creating a retirement income strategy or helping a family prepare for future milestones, Rick is focused on delivering peace of mind through clear, values-aligned guidance.

Originally from Sierra Vista, Arizona, Rick’s journey has been shaped by his experiences as a teacher, traveler, and father. He has witnessed firsthand how financial literacy and thoughtful planning can shape lives and communities. This perspective continues to guide his work every day.

Outside the office, Rick enjoys spending time with his wife Jenn and their daughters. He loves to travel, hike, play hockey, and gather with friends. A lifelong learner, Rick constantly explores new interests including woodworking, painting, cooking, foreign languages, music, and scientific topics. He is actively involved in his church, supports refugee resettlement efforts, volunteers at Feed My Starving Children, and helps fund and support international orphanages.