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*Please Note: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the request and needs of the client.  Ironwood Wealth Management, LLC does not serve as an attorney, accountant, or insurance agent. Ironwood Wealth Management, LLC does not prepare estate planning documents or tax returns, nor does it sell insurance products. As disclosed on its Form ADV, employees of Ironwood Wealth Management, LLC, in their separate individual capacities, are licensed insurance agents.